Personal Finance, Simplified

Lend & borrow
without the
awkwardness

Loanchy turns informal lending into a simple, trackable system. Know what's owed, know what's paid — and keep your relationships healthy.

Try Loanchy Free See How It Works
⭐ Free 🔒 Encrypted & secure 🌍 Available worldwide
Loanchy
€192K+
Tracked by users
Free
To Download
0
Awkward conversations
Features

Everything you need
to stay on top of it

Clear Dashboard

See totals, overdue items, and payment history at a glance. No digging through spreadsheets.

Shared Records

Share records automatically with counterparties or create public read-only links. Everyone stays on the same page — literally.

Fast Record Creation

Log a loan or due in seconds. Separate money you lent from money you borrowed — clarity in two taps.

Cross-Platform Sync

Web app for deep dives, mobile app for on-the-go. Your records sync seamlessly. PWA installable on any device.

How It Works

Two steps to
financial clarity

1

Record the loan

Tap "Add" and enter the amount, person, and due date. Takes less than 10 seconds.

2

Track & settle

Log payments as they happen. Watch the balance update. Mark as settled when done. Done.

"
Finally, an app that understands how real people handle money with friends. No spreadsheets, no confusion.
— A Loanchy user who stopped using spreadsheets

Ready to clear things up?

Available on all your devices. Free to start.

App Store Google Play Open Web App Windows App

Also available on macOS • iPad • Windows